• Debt

    Is you debt weighing you down?
  • Contracts

    Do you need to setup a contract?
  • Rescission

    Do you need to get out of a contract?
  • 1
  • 2
  • 3

Why Choose Debt Eezy?

Personal Service

You will have a dedicated debt counselor from beginning to end. Together with that a team of friendly and efficient support staff to answer all your questions.

Immediate Protection

  • The moment you sign up with Debt Eezy, you are immediately legally protected
  • All your precious assets and possessions are safe from all creditors


100% Committed

Once you are signed up  with Debt Eezy, our friendly and efficient staff guarantee your application runs smoothly and that all your creditors are 100% satisfied.

Are you over indebted?

  • Debt Eezy will assist in reducing existing monthly installment to all your creditors, which you determine to under the program, with a reduced interest rate as well
  • Your monthly installments will be reduced so that you as the consumer have more cash in your pocket to cover your daily expenses
  • You have the ease of mind of no more harassing telephone calls from creditors

Overview of Debt Counselling

Debt Counselling is a new concept in South African law. South African lawmakers and judges have a huge responsibility in developing the concept, as there are no precedents to follow. The concept is not only new to the courts and the legislature, but also to the general public, the consumer, the National Credit Regulator (NCR), the credit providers and even the debt counsellors themselves.

Through the process it is hoped that people will be able to save for retirement, provide housing for their families, educate their children, pay for services and generally manage their debt. A huge potential demand for debt counsellors’ assistance exists in South Africa. It is estimated that well over 300,000 consumers find themselves in an extreme over-indebted position, while a further million or more consumers are potentially debt-stressed.

The impact and cost of over-indebtedness should not be underestimated, and it is reflected in social grants being diverted into debt payments, maintenance payment not being made, municipal service payments falling into arrears and finally, households being impoverished and denied basic resources. The NCR was enacted in March 2006 to comprehensively regulate the credit industry in South Africa. Government was concerned about certain abuses and malpractices that developed in a previous unregulated environment. Malpractices included the retention of bank cards, pins and ID documents by micro-lenders, as well as abusive collection methods.

The Act further makes provision for disclosure of cost of credit, regulate the Micro-lending industry and prescribe certain costs, such as initiation fees and service fees, as well as maximum interest, credit insurance, default administration costs and collection costs.

In Short, the Act makes provision for:

  • Prohibition of unfair credit and credit marketing practices
  • Promotion of responsible credit granting
  • Prohibition of reckless credit granting
  • Provision for debt review and rearrangement mechanisms in cases of over-indebtedness
  • To educate consumers concerning credit and consumer rights
  • To improve credit information and reporting on credit bureaus.